Life/Disability

 
Life/Disability

Saint Francis Health System offers the following Life and Disability insurances:
 
Basic Life Insurance
  • Those eligible: full-time employees
  • SFHS will provide a base annual earnings amount in basic life insurance and accidental death/dismemberment (AD&D) (up to a maximum benefit limit)
Optional Term Life Insurance
  • Those eligible: full-time employees
  • Employees may purchase an additional one, two, three, four, five or six times base annual earnings life insurance (up to maximum benefit limit)
  • May be subject to underwriting
Dependent Life Insurance
  • Those eligible: full-time employees
  • Employees may purchase dependent life insurance for eligible dependents
  • May be subject to underwriting
Voluntary AD&D
  • Those eligible: full-time employees
  • Employees may purchase additional AD&D, from one to ten times salary (up to maximum benefit limit )
  • Employee only or family coverage
Long Term Disability Insurance
  • Those eligible: full-time employees
  • SFHS will provide insurance to eligible employees based on consecutive employment and exempt and non-exempt status
  • McAlester employees are excluded
Critical illness Insurance
  • Those eligible: full-time employees
  • Guaranteed issue policy for employee and eligible dependents
  • Must be enrolled in a medical plan to qualify for coverage